Direct To Consumer


Any Line From Comp To Equine Mortality

InsurSys is line of business agnostic. We have done everything from Wedding DJ professional liability to Worker's Comp.

Take the application online.

InsurSys can be configured to allow multiple indications to be given to the insured.


Polices can be issued automatically (But don't have to be)

You may either choose to have artificial intelligence underwrite the policy or let the human do it. Or do a combination of both.

Insert human brokers/ underwriters into the process.

While some premium can be written directly and automatically, inserting a human broker or underwriter into the process can lead to greater close ratios, and certainly better loss ratios.


Collect payment

InsurSys supports credit card payments, ACH bank transfers and even does premium financing agreements.

Get signatures, PFAs even surplus lines due diligence forms.

InsurSys includes a proprietary signature technology that handles the process of getting the applicants signature loan with a down payment.



Instantly issue certificates or even whole polices.

InsurSys can either use a proprietary certificate, or a standard acord form. The insured can fill out the certificate holder only and as long as the dates are within the date of the policy range and they do not wish to request any change in coverage the certificate can be self serve.

Human brokers can see where an application got left off.

Increase your close ratios by knowing who actually went online and started to fill out an application. As soon as enough information is available for InsurSys to identify a potential insured, that insured is tracked to the entire process. This information is given to a human broker who can follow up on those that do not close automatically.


Any State. Admitted or Surplus.

All states and territories. All lines of business. Excess and surplus. Admitted. Captive. It's all Insurance. It's all handled by underwriters technologies.

Audit Proof Rates

Every single rate contains every single applicable rating table. Not just the results. The rate calculations are dumped to XL and show each look up, each calculation and every rounding of every penny.